Online Instalment Loans up to $1,000
Get back to your happy place fast. Apply in minutes!
This won't affect your credit score
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Here's How it Works
Getting a Loan through Simple Fast Money is a 3 step process.
Apply
The secure loan application takes just minutes. If you're eligible, you'll be able to customize the amount you borrow and your repayment schedule.
Get Funds
If approved, your money can be in your account the next business day or sooner.
Repay
We report your payments to major credit bureaus, meaning you can build credit history with on-time repayment. You can repay early at any time with no penalty.
What can your instalment loan give you?
Flexibility
Credit Growth
Confidence
What do I need to apply for a instalment loan?
18+
You must be 18 or older
Checking Account
You must have a valid personal checking account.
Email Address
You must have an active email address.
Income
You must have a verifiable source of income.
This won't affect your credit score
Let us answer your questions
Can I still qualify with bad credit?
We consider all types of credit backgrounds. You are welcome to apply.
How can I qualify for a loan?
To qualify, you’ll typically need to be at least 18 years old, have a steady income, and meet our basic credit and identity requirements.
How do I repay my loan?
Loan repayments are usually made through automatic bank withdrawals on a scheduled basis, which will be outlined in your loan agreement.
How does the loan process work?
Apply online, get a decision quickly, and if approved, review and sign your agreement. Funds are then deposited into your bank account.
How soon will I get my funds?
Once approved, funds are often deposited as soon as the next business day, depending on your bank.
What if I need to cancel my loan?
You can cancel within a short time after funding—usually one to three business days—without penalties. Contact us immediately for help
What is an APR?
APR (Annual Percentage Rate) is the total cost of your loan over a year, including interest and fees, expressed as a percentage.
What is the APR of your loans?
Our APRs vary based on your credit and loan terms, typically ranging from 5% to 35%. Exact rates are provided during the application.
What loans do you offer?
We offer personal loans, debt consolidation loans, and emergency loans. Specific options depend on your needs and eligibility.
Designed with your convenience in mind, our loans ensure that you can get the financial assistance you need without the hassle of traditional banking.