SimpleFastMoney.com
Last Updated: December 2025
SimpleFastMoney.com ("we," "us," or "our") is operated by Atlantic Finance Corporation, a Credit Access Business ("CAB") licensed by the Texas Office of Consumer Credit Commissioner ("OCCC") under Chapter 393 of the Texas Finance Code. We are committed to protecting your privacy and ensuring the security of your personal information.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for credit services through our platform. This policy complies with the Gramm-Leach-Bliley Act ("GLBA"), Texas state privacy laws, and other applicable federal and state regulations.
When you apply for a loan or use our services, we collect personal information including: your full legal name, date of birth, Social Security Number, residential address, email address, telephone number, employment information (employer name, address, phone number, length of employment, income), bank account information (bank name, routing number, account number), driver's license or state-issued identification number, and references.
We collect financial information necessary to process your loan application, including: income and employment verification data, bank account statements and transaction history, pay stubs or proof of income, existing debt obligations, and credit history from consumer reporting agencies.
We automatically collect certain information when you visit our website, including: IP address, browser type and version, operating system, device identifiers, pages visited and time spent on pages, referring website addresses, and cookies and similar tracking technologies.
We use your personal information for the following purposes: processing and evaluating your loan application, verifying your identity and preventing fraud, arranging credit from third-party lenders on your behalf, servicing your loan account including payment processing, collections, and customer service, complying with legal and regulatory requirements including reporting to the OCCC, communicating with you about your account, applications, and our services, improving our website and services, and conducting internal business analysis and record-keeping.
As a Credit Access Business, we arrange loans from independent third-party lenders. We share your personal and financial information with these lending partners to facilitate your loan application and servicing. The third-party lender will have their own privacy policy governing the use of your information.
We may share your information with trusted service providers who assist us in operating our business, including: payment processors, identity verification services, consumer reporting agencies, collection agencies (in the event of default), IT and hosting providers, and marketing and analytics providers.
We may disclose your information when required by law, including: in response to court orders, subpoenas, or legal process, to regulatory agencies including the OCCC, CFPB, and FTC, to law enforcement when required or permitted by law, and to protect our rights, property, or safety.
We may report information about your account to consumer reporting agencies. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Under the GLBA, you have certain rights regarding your nonpublic personal information. We do not share your nonpublic personal information with nonaffiliated third parties for marketing purposes without providing you with notice and an opportunity to opt out. You have the right to opt out of certain information sharing by contacting us using the information provided below.
We implement industry-standard security measures to protect your personal information, including: SSL/TLS encryption for data transmission, secure data storage with access controls, regular security assessments and monitoring, employee training on data protection, and physical security measures for our facilities. While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.
We use cookies and similar tracking technologies to enhance your experience on our website. These technologies help us understand how you interact with our site, remember your preferences, and improve our services. You can control cookie settings through your browser, but disabling cookies may affect website functionality.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements. Loan records are retained in accordance with Texas state law and OCCC requirements, typically for a minimum of four years after the loan is paid in full or charged off.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete such information.
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). However, certain CCPA exemptions may apply to personal information collected in connection with providing financial products or services. Please contact us for more information about your California privacy rights.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post the updated policy on our website with a new "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:
Atlantic Finance Corporation
d/b/a SimpleFastMoney.com
Email: privacy@simplefastmoney.com
Phone: [INSERT PHONE NUMBER]
Atlantic Finance Corporation is licensed and regulated by the Texas Office of Consumer Credit Commissioner (OCCC).
OCCC Consumer Helpline: (800) 538-1579
Email: consumer.complaints@occc.texas.gov
Website: www.occc.texas.gov
CAB License Number: [INSERT LICENSE NUMBER]